Is it possible
to upgrade to private properties without touching your cash reserves
With a household income of just $5K?
DANIEL HAS HELPED HIS CLIENTS ACHIEVE IT!
DANIEL'S CLIENTS HAVE FULLY PAID OFF THEIR HDB.
THEY ARE ON TRACK TO ACHIEVE A FINANCIALLY FREE FUTURE!!!
The question is, are you?
A typical HDB homeowner usually:
1. Services his loans with his CPF
2. Aims to pay off all loans ASAP
CAUTION!!!
If this is you, you might be building the biggest obstacle of your financial freedom!
You need to know how to use your CPF CORRECTLY and EFFICIENTLY!
LOCKING AWAY ALL YOUR CPF IN YOUR HDB IS CRUSHING YOUR DREAMS OF RETIREMENT!
Why you should stop using all or most of your CPF to pay for your HDB flats:
You'll stop earning the 2.5% interest, which means you'll miss out on having a larger retirement fund in the future.
The 2.5% that you were supposed to have received over the years you used your CPF must be returned to your CPF when you sell your HDB.
That is 5% opportunity costs year after year!
For every $200k locked up in your property, you will lose $25,000 from your property sales every 5 years.
In Total, $50,000!
DEAR HDB HOME OWNERS, DO YOU WANT TO...
Elevate you and your family to financial freedom?
Upgrade to a bigger house and leave behind a legacy for your next generation?
Own multiple properties without touching your savings and even have reserve funds?
Generate passive income of up to $2,200 after paying off your monthly instalments?
what is holding you back?
1. Don’t have enough money to invest in property?
2. Don’t have the time to plan for your future?
3. Not knowing if it's the good time to buy?
4. Worried about falling prices?
5. Afraid of missing out on higher returns?
6. Can’t find a trustworthy real estate agent?
Some believe the reason they are facing serious financial crises is due to the lack of financial education that their parents didn’t give them.
Some don’t have time to plan for their future because their boss wants them to be so busy that they have no time to think at all.
Some believe they don’t need an agent because they can do all the heavy lifting by themselves.
Free 1-Hour Consultation
Let’s meet for a FREE & Non-OBLIGATORY sharing session today!
Let Daniel share with you how to use real estate investing to allow you to retire early comfortably and have time to spend with your loved ones.
7 BENEFITS
of Experiencing A Priceless Sharing with Daniel
1. Saving you time to look through 100 of properties and yet still don’t know which one is the right one for you!
2. Helping you retire earlier with a secure safety net!
3. Helping you avoid devastating mistakes that could cost you > $100,000++ and set you back for years!
4. Sharing his network of Top Bankers and Lawyers with you to work together to achieve your financial goals!
5. Elevating you and your family to financial freedom!
6. Guiding you to generate passive income with minimal to zero extra financial commitment!
7. Helping you maintain a healthy amount of cash reserve funds for rainy days!
Daniel's 5-STEP FORMULA
ASSET
ASSISTING you with his 3 Step Safety Net Method to give you that financial protection even if you lose your job.
SETTING up an efficient Overall Strategy and a Real Estate Investing Roadmap for you.
SECURING the Right Loan through his Financial Powerup formula.
EVALUATING and identifying Undervalued Properties through his Property Discovery System.
TAILORING your unique 5,10,15 or 20-year investment plan to allow you to retire comfortably, free from worries, and to spend more time to enjoy with your loved ones.
CASE STUDIES
CASE STUDY #1 HDB
Mr and Mrs Tan both 35 years old combined income of $7k.
Original plan: To sell their 4rm HDB flat and buy a resale Executive Maisonette.
After a planning session with Daniel:
- They upgraded to a 4-room Condominium WITHOUT using any of their savings.
- Maintained a CASH reserve of $170,000.
Their experience working with Daniel has been nothing short of outstanding. They are looking forward to buying their second property through Daniel soon!
CASE STUDY #2 CONDOMINIUM
Kelvin & Jasmine 39 and 30 years old combined income of $10k
Original plan: Sell 5rm HDB flat and buy Condo or EC.
After a planning session with Daniel:
- Now owns a 3-room condominium apartment AND a 1 room studio apartment.
- Maintains a balance of $200k CASH reserve.
Now they are paying lesser than they would have if they had only upgraded from a 5-Bedroom HDB to just ono condominium apartment due to their passive income from rental!
Keen to know how they did it?
1. Loan Tenure will be shortened as you get older.
2. Interest Rate likely to increase in the mid to longer term.
3. Maximum Loan amount will be reduced significantly.
4. Inflation will eat up the value of your cash over time, making what you have today worth less.
5. 5 years later, even if prices drop 15%, can you still buy?
why now?
Can't Make A Decision?
Don’t worry. Daniel has three options for you.
Do absolutely nothing and stay exactly where you are right now
1. If you already have enough to retire and you are not worried about running out of money during your golden years.
2. But if you would like to have a SOLID plan on how to retire comfortably, that leaves you with two other options.
Do it yourself
1. You can try to keep track of all the million of financial news and blog posts.
2. Then try to analyze 1000s of properties.
3. If you have the time to assemble your own team of bankers and lawyers and view hundreds of properties, you might be able to pull it off.
Let Daniel do the heavy lifting for you
1. He will put his proven system to work for you.
2. He will do the legwork and share with you his research and secrets.
3. All you need to do it to read his research and take action if you decide to invest.
Here's what Daniel's clients are saying about him
About Daniel
Daniel, senior marketing director at ERA Realty Network Pte Ltd, is a real estate veteran specializing in residential and commercial properties throughout Singapore. He holds the coveted Certified International Property Specialist (CIPS) designation which has proven his expertise in the real estate practice. He has been in the industry long enough to see the tremendous changes in the tough market. Whether you are buying or selling, rest assured that Daniel has a proven approach that will assist you in making the best decisions for you and your family.
License No.: L3008022J
The Best Time to Take Action Is Now!
Let Daniel guide you to achieve your financial goals in securing an early retirement and your family’s future.